National Savings Unionpay Debit Card (Classic)
The National Savings Centre has nearly 40 lacs of customers in Pakistan and most of them are retired people, pensioners, old-aged senior citizens, widows and disabled person who have invested their saved money in The National Saving Centre to earn a reasonable profit.
These people consider The National Savings Centre as secure and reliable for their investment because it is Government Institution.
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Information About National Saving UnionPay Debit Card
Good news for the customers of National Savings. National Savings introduce Unionpay Debit Card / ATM (only and only one category) for the convenience of retired people, pensioners, old-aged senior citizens, widows and disabled persons to collect monthly profit. Due to Debit Card no need to visit National Savings Centre to collect monthly profit.
All the National Saving Account and Saving Certificates holders can apply for ATM/Debit card. Before apply for ATM/Debit card, they need to open a regular saving account if they do not have saving account.
List of saving certificates and saving accounts;
Saving Certificates
- Defence Savings Certificates
- Behbood Savings Certificates
- Regular Income Certificates
- Special Savings Certificates
- Short Term Savings Certificates
Saving Accounts
- Savings Account
- Pensioners Benefit Account
- Special Savings Account
- Shuhadas Family Welfare Account
Features / Advantages / Benefits of National Savings Debit Card
- Nationwide acceptable
- Funds Transfer (Fund transfer to their National Saving Accounts
- Online Payments (Utility Bill payments on 1-Link ATMs, and can do online shopping on various online shopping stores like Daraz.pk)
- Shopping Convenience (Point of Sale purchases and shopping on retail stores)
- Works on Any ATM (ATM cash withdrawals on 1-Link. The ATM/ Debit card will be linked with the saving certificate and saving account from where customers can withdraw their monthly profits).
Daily Cash Limits National Savings Debit Card
The daily limits for National Saving Debit card are as under
- Daily cash Withdrawal limit on 1-Link ATM Rs. 25,000
- Daily Point of Sale Purchasing/Shopping Rs. 100,000
- Daily Online Shopping Limit Rs. 100,000
Schedule of Charges / Fee
(Inclusive of FED/Sales Tax)
Effective From
July 01, 2022
Union PAY Chip Debit Card (Basic) Charges / Fee
- Issuance Fee Union Pay Chip Debit Card Basic) Free
- Annual Service Fee Classic Free
- Replacement of Card Free
ATM Services
Cash Withdrawal Fee / Cash Withdrawal Schedule Charges
- Within Pakistan Rs. 23.44/- per transaction
- International Rs. 300/- or 3% of transaction (Whichever is higher)
Balance Inquiry Fee / Charges
- Within Pakistan Rs. 3.13/- per transaction and Rs. 2.5/- additional for printed receipt
- International Rs. 150/- per transaction
Point Of Sale (POS) Transactions Fee / Charges
- POS Local (Within Pakistan) Free
- POS International Rs. 300/- or 3% of transaction (Whichever is higher)
National Savings Unionpay debit card application Form